Learning About the South Charlotte Baptist Academy




At the South Charlotte Baptist Academy, Pastor Joseph Campbell strives to train up young people in all ministries to serve the lord.

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Today I’m joined by Pastor Joseph Campbell, the senior pastor of the South Charlotte Baptist Academy. As senior pastor, he takes the lead role in all the ministries of the church.

His vision for the South Charlotte Baptist Academy is to train up the young people who serve the Lord. He supports that vision from the pulpit ministry by way of preaching about Christian education and keeping the ministry of SCBA in front of their church family. He also meets regularly with the staff, teachers, and other pastors involved with the school ministry. Pastor Campbell has children in the academy himself, so you can find him stepping into the classrooms quite often to see how things are going and walking around campus to see what’s needed. As the senior pastor, he finds it vitally important to stay involved.

In describing the foundation of SCBA, Pastor Campbell quotes 2 Peter 1:5: “Add to your faith virtue; and to virtue, knowledge.” They first and foremost want to prompt their students to have a relationship with Jesus Christ and to form that foundation of faith in their life. Upon that foundation of faith, they seek to instill character, discipline, and self-control in that student’s life. From there, they seek to establish knowledge and education.

According to Pastor Campbell, they differ from public schools in that public schools view education as the primary foundation, and it is from that foundation that they seek to instill character and a faith system. Biblically speaking, SCBA believes in starting with a faith foundation, building character from that, and then building knowledge.

In Pastor Campbell’s view, a parent’s role encompasses everything in the education of their children. For this principle, he references the sixth chapter of the book of Deuteronomy, where God gives the responsibility for training a child to mom and dad. SCBA doesn’t seek to usurp that authority. As a school, church, and ministry, they’re able to come alongside the parent and help them as they seek to raise their child.



A parent’s role encompasses everything in the education of their child.


He believes that a parent should be actively involved in the education of their child. They should know their child’s teacher, what goes on in that classroom, and what it is that their child is being taught. They should also seek to build a relationship with that teacher and communicate with them to the point where they can ask them what they should be doing as a parent at home to help their child excel in the classroom. At SBCA, the teachers welcome parent involvement in the education of their child and accept any help the parent is willing to offer.

In describing a good teacher, Pastor Campbell lists qualities such as knowing the Lord, accepting Jesus Christ as their savior, and a desire to help others have that same type of relationship with Jesus Christ. From there, upon that foundation, they should seek to help that child develop into the man or woman God has desired them to become. In addition, they must be able to master whatever course they might be teaching.

At SCBA, they practice the concept of ‘servant leadership.’ This means that the best way they can lead a child is by serving that child in the classroom and helping them make their way to Jesus Christ. The way he makes sure his ministry is doing that is by having weekly staff meetings, observing the teachers in class, and sitting down with them as needed to help them have the best effect on the child that they can.

For more information about SCBA, you can visit their website at scbacademy.org, or you can give them a call at (704) 544-7323. The academy is also open throughout the week, so if you’re a parent and want to see the campus or meet some of the teachers, they would be more than happy to give you a tour. The best time to do that is between 10 a.m. and 12 p.m.

If you have any further questions, please feel free to give me a call or send me an email. I look forward to hearing from you!

Are You on Camera When Looking at Homes?



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Are you under surveillance when you’re looking at someone else’s home? You could be. The teddy bear in the corner with the hidden video camera may actually be on when you’re walking through the home. 

Why? Sellers want to know whether or not you like the house. They want to hear your raw, honest feedback. It’s just like on those HGTV shows where people walk through and comment on the house while the sellers watch through the other side of the screen.

Some of you might say, “Isn’t that an invasion of my privacy?” The laws vary from state to state, but it’s hard to argue that you have a reasonable expectation of privacy in someone else’s home. If you were in a locker room, then yes, you have a reasonable expectation of privacy. The same is not true when walking through a property. 

If you really like the house, keep it to yourself. Don’t talk about what you would be willing to pay for the house. Keep that information between you and your agent, especially in this competitive market. You can talk about the ugly tile all you want, though! 



If you really like the home, keep that information between you and your agent.


If you have any questions, give me a call or send me an email. I would be happy to help you!

Down Payment Assistance Programs for Home Buyers



For buyers looking to buy a home but don’t have enough money saved up, down payment assistance programs are a great option.

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I’m here with market expert Brandon Colberg at Element Funding. Now is a great time to buy a home, and there are plenty of great programs out there to help you buy or refinance a home. 

Today, Brandon has some information about a 5% down payment assistance program for home buyers. 

Although there are many down payment assistance programs out there, the 5% down program is one of Brandon’s staples. If you are buying a $200,000 home, you can get almost $10,000 in down payment assistance. Now is a fantastic time to buy a home, so this is a great option for buyers who want to take advantage of the current real estate market but might not have enough money saved up to do so.

This program allows you to get into a new house with zero money down. The 5% down payment acts as a forgivable second mortgage. As long as you remain in the home for a certain amount of time, the 5% loan will be completely forgiven. You don’t have to make any payments and there is no interest rate; this program essentially gives you free money. You can get as much as $14,000 in down payment assistance. 



This 5% down program essentially gives you free money to buy a home.



If you are interested in this program, give Brandon a call at 704-999-6646 or email him at bcolberg@elementfunding.com. Brandon will let you know about any qualifications for this program and help you get into a new home. 

If you have any other real estate questions, just give me a call or send me an email. Brandon and I look forward to hearing from you!